Question
What is the excess on a laptop taken on holiday?
The excess that applies to a laptop taken on holiday is on the schedule, set per section rather than per claim, and it is taken off what is paid rather than asked for up front.
Away from home a laptop sits under a different heading from the one that covers it at the desk, and the two amounts are not the same.
The serial number is on the base and in the system settings. Written down before a trip, it takes an hour out of everything that follows.