Policy note
Theft and break ins in a ground floor maisonette
Theft is the one situation where the paperwork done long beforehand decides how quickly everything after it goes.
A ground floor maisonette carries what comes down from the floors above and what comes up from the ground beneath, and the conditions deal with the two under separate headings.
What follows is the ordinary position at Noorderdijk. The policy schedule and the conditions document together are what a claim is assessed against, and where this note and those documents differ, those documents are the ones that count.
02
What the policy covers here
- The damage the forcing did, the door and the frame included.
- Replacing locks and keys after keys were taken.
- Things taken from a locked outbuilding, up to the amount the schedule names for it.
03
What it does not cover here
- Things that went missing with no sign of a break in.
- Money and valuables above the amount the schedule names for them.
- Theft by somebody living in the home.